Microcredit – Banglapedia

Grameen Bank supplies credit without collateral for a broad group of revenue generation and asset creation actions. It additionally provides housing loans to its members. During the FY of 2009-10, its cumulative disbursement of microcredit stood at Tk 91.9 billion which was in excess 28% than the previous years. The number of its borrower members rose to 90,000 and 95% of them were women. It operates in more than 45,000 villages. Different large microcredit programmes in Bangladesh that comply with Grameen’s group-based method embrace brac, an NGO with greater than 1 million members, and the Bangladesh Rural Improvement Board (BRDB), a government company providing microcredit to about 500,000 members. The DYD of the Ministry of Youth and Sports is implementing the Thana Useful resource Growth and Employment Mission (TRDEP) which offers microcredit following a household-based strategy in organising goal beneficiaries. NGO sponsored poverty alleviation programmes organise their goal groups based mostly on among different issues, gender (eg Grameen Financial institution), occupation (eg BRAC) or dimension (eg BRDB).

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